Home Insurance
What is it actually?
Our home is usually the most valuable asset we own. Home insurance protects it against unexpected damage. It is divided into structure insurance (covering the walls of the home, the flooring, the plumbing and the fixed elements) and contents insurance (covering your furniture, appliances, clothing and valuables inside the home).
Why do you need home insurance?
A burst pipe that causes flooding, an electrical short that leads to a fire, a break-in or damage from natural forces – all of these can destroy a lifetime's work in a matter of hours. Beyond that, the insurance also includes a "third party" clause, which protects you legally and financially if a guest or a tradesperson is injured, heaven forbid, inside your home.
Why choose us for insurance?
Proper home insurance requires an accurate valuation in order to avoid "underinsurance" (a situation in which the insurance company pays out less because the property was undervalued). We can help you assess the value of the structure and the contents correctly, and will build you a policy that includes critical extensions (such as advanced plumbing services or cover for valuables outside the home) that fit your lifestyle exactly.
